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  “My version is fact, and I have the appropriate documentation to back up my claim.” Once again he flashed a devilishly disarming smile. “If you have any proof of your father’s side of this, I’ll be happy to take it into consideration.”

  Her anxiety level jumped up a notch or two. Jared was too self-assured, too smooth. She had never seen any paperwork relating to the matter. She only had her father’s assertions. A shudder of apprehension swept through her consciousness. What if her father really did owe Stevens Enterprises twenty thousand dollars plus all the accumulated interest? She would never be able to pay that off. There hadn’t been much money in her father’s estate, and most of that went to pay for his funeral. As for his other assets, she would need to convert them to cash to pay what she considered his legitimate debts. Her savings amounted to only a little over two thousand dollars.

  She gathered her determination. He was just trying to bluff her, to make her believe he had some kind of tangible proof. She was not going to fall for his line. It was the way the high and mighty Stevens family had been treating her family for three generations.

  “If you have this proof, then I want to see it now.”

  “Of course.” His manner was almost condescending as he smiled at her again, a smile that spoke volumes—a smile that said he had not been bluffing.

  Jared opened the file folder and handed her copies of a signed contract and a signed, notarized promissory note for twenty thousand dollars. She fought to keep her hand from shaking as she stared at her father’s signature. She carefully read both documents. It all looked legal and binding. A sinking feeling settled in the pit of her stomach. All her bravado crashed as the cold chill of reality sank in.

  “I, uh, I want Gary Parker to look over these documents.”

  “Is that your attorney?”

  “Yes.”

  “No problem.” Jared stood, picked up his attaché case and walked to the front door. “I’ll contact you in a couple of days to finalize the arrangements for the payment of the debt.”

  Kim watched from the window as Jared returned to his car and drove away. It had been a very unsettling meeting, caused as much by the way he made her senses tingle as by the stressful outcome of their conversation. Why had her father insisted the debt didn’t exist when he had obviously signed a contract and a promissory note? She knew he couldn’t have already paid out the twenty thousand dollars to settle the debt. As executrix of his estate, she had been over his finances.

  A hint of despair settled inside her as her gaze drifted around the living room of the old house, the house where she had grown up, the house where she had lived until seven years ago—the house where just yesterday mourners had gathered following her father’s funeral. Her father’s sudden death at the age of fifty-five from a massive coronary had come as a shock to her. She had always thought of him as being in good health. He had never mentioned anything about heart problems, but her conversation with his doctor before the funeral told a different story. Her father had known of his heart condition but had chosen not to follow his doctor’s orders.

  She looked around the room again. It seemed like such a long time since she had moved from Otter Crest to accept her first job as an English teacher at a high school in San Francisco. In reality it had been only seven years, but it had been a very eventful seven years.

  She had firmly established her career and earned the respect of her peers for her hard work and dedication to her teaching. She had twice been voted the most popular teacher by the student body of the school. The only downside had been her ill-fated engagement to Al Denton, a man whose idea of commitment to a relationship turned out to be that she was the one with the commitment and he was the one who could continue to date others.

  Several months prior to the wedding, he’d changed. He had become overbearing, demanding, argumentative and controlling to the point where he made her life miserable. Whatever love she had felt for him quickly disappeared. She had broken the engagement, put the unfortunate experience behind her and gotten on with her life.

  And now the past, in the form of Jared Stevens, had intruded into that neatly organized and smooth-running life.

  She wandered into the kitchen and poured herself a glass of iced tea. How in the world could she ever pay off the debt, assuming it was legitimate? She didn’t even know the exact amount. All those years worth of interest on twenty thousand dollars would make the debt even more insurmountable.

  She returned to the living room and sank onto the corner of the couch. She took a sip of her iced tea, then set the glass on the end table. Her stress level had already been up due to her father’s death, and now Jared Stevens had pushed it even higher. She leaned her head back and closed her eyes. A vivid image of Jared popped onto the screen of her mind—his handsome features, the sexy grin and the intensity of his eyes. She felt the overwhelming magnetic pull of his presence even though he was no longer there. Her heart beat a little faster, and her breathing quickened.

  Kim’s eyes snapped open, and she sat up straight. She didn’t like the very disconcerting effect he had on her senses or the idea that there was something about him she found very appealing. Their families had been at odds for three generations. He was the last person on earth she should be having sensual thoughts about and definitely the last person she wanted or needed in her life.

  Jared had spent an uneasy two days wrestling with his impression of Kim Donaldson. Thoughts of her had managed to intrude on the date he’d had following their meeting to the point where he had become distracted and couldn’t concentrate on his stunning and willing companion of the evening.

  Kim was not at all what he had anticipated and certainly not his type. After what his attorney told him about the meeting with her, he had fully expected to run into a disagreeable female hellcat. But much to his surprise, what he found was a beautiful and desirable woman who had instantly grabbed him in a way no other woman ever had. She set his pulse racing and definitely stirred his libidinous desires. But there was something else about her, something he couldn’t identify. And it was that unknown quality that he felt sure was going to cause trouble of a kind having nothing to do with business.

  He had given careful consideration to the fact that the debt might be beyond her means. If Paul Donaldson’s house was any indication of his financial status at the time of his death, then Jared doubted that there was enough money in the estate to satisfy the debt plus several years of accrued interest. The small house was neat and clean, but the structure and its contents did not have much value on the open market. And being a schoolteacher meant Kim Donaldson was not in an income bracket that would allow her to easily assume a debt of that magnitude without having planned for the expense.

  With a sigh of resignation and more than a little confusion about how to proceed, he gathered the appropriate paperwork and walked to his car. He had phoned and told her he would be there at 5:00 p.m. He knew he should have had her come to his summer office suite at the Stevens compound. That would have been more businesslike, more appropriate for the situation. But he hadn’t suggested it. He chose to drive to her father’s house even though it put the meeting on her home ground and on a more personal level. And he wasn’t sure exactly why he had made that decision.

  A low level of anxiety pushed at him as he drove to the Donaldson home. For the first time in his life he experienced a brief moment when he wanted to turn around and retreat from a problem. But that was not a practical solution to the issue. He toyed with the notion that it was Kim Donaldson who had caused his apprehension rather than the circumstances of the business matter. The possibility made him nervous, something very unusual for the always-confident Jared Stevens.

  As he climbed the steps to the porch, Kim opened the door. On more than one occasion over the past couple of days he had visualized the beautiful barefooted woman in the shorts and T-shirt—her slightly mussed hair giving her an earthy look, her full lips revealing a sensuous mouth, a flash of emotion sparkling
in her blue eyes even though that emotion had been anger.

  A little pang of disappointment jabbed at him when he saw the conservative way she had chosen to dress for their appointment. Unlike the first time he had arrived at her father’s house, she wore a simple white blouse, charcoal gray slacks and low-heeled shoes. His realization of that disappointment said more than he wanted to know. In their one brief meeting she had managed to capture his undivided attention and hold on to it. She was as much of a puzzle as she was a fascinating woman, far more complex than the women he usually associated with.

  Kim stepped aside as he entered the house. At that moment he regretted his decision to set the appointment away from his office. This was one business meeting that he wanted to have over as quickly as possible. A little shiver darted up his spine. He had a strange sensation of upheaval, almost like a premonition that his life was about to take a strange detour from his intended course.

  He sat on the couch, making a concerted effort to appear casual. He wasn’t as sure about how to proceed as he had been two days ago when he’d confronted Kim Donaldson. He gathered his determination. The debt wasn’t a personal matter, it was a company financial transaction and as such needed to be resolved.

  “Has your attorney looked over the documents?”

  Kim nervously shifted her weight from one foot to the other, then finally sat down in a chair on the opposite side of the coffee table. For the previous hour she had been rehearsing what she wanted to say when he arrived, but now that he sat across from her, that confidence started to erode. He looked so calm and in control, as if he didn’t have a worry in the world, while in contrast her stomach churned in knots.

  “I met with him yesterday.”

  “And?”

  She forced out the words, her voice barely above a whisper. “He tells me it’s a legal, binding agreement.” She glanced at the floor, unable to meet his steady gaze. It had been the most difficult thing she had ever said, far more so than when she’d told her fiancé the engagement was off and they were through.

  “Then I assume you’re prepared to pay the debt.”

  Kim squared her shoulders, steeled her determination and forced herself to make eye contact with him. A quick ripple of anxiety darted across her skin. “No…I won’t be paying the debt. This apparent obligation was my father’s business transaction, not mine. You have no legal claim against me or anything I own.”

  “You think not?”

  A nervous tickle poked at her consciousness as she watched him place the document in his case. He closed the lid and snapped the locks shut. He stood, picked up the attaché case, then turned toward her—every movement, every gesture, slow and deliberate, sending a wave of trepidation through her body.

  He cocked his head and shot a curious look in her direction. “Not paying the debt…is that the advice of your attorney?”

  “I didn’t consult him beyond his inspection of the documents. It’s simply the way it is.”

  “You realize that you’re leaving me with no choice other than to file a claim against your father’s estate, which will tie it up for quite a while and prevent you from selling or otherwise disposing of any of his property, such as this house and its contents.”

  Kim’s breath caught in her throat, and a hard knot twisted in the pit of her stomach. Had she heard him correctly? Everything about Jared looked very determined. Her legs trembled to the point where she feared they would no longer support her as the seriousness of what he said sank in. How would she ever be able to fight a multimillion-dollar corporation on a matter that her attorney said was a legal obligation? The anxiety churned through her body as a throbbing headache attacked her temples.

  She needed the money the sale of her father’s house would bring to pay off his debts. She couldn’t afford to have his estate tied up in court. A wave of anger threatened to erupt. Jared was nothing more than a predator circling his prey. He had chosen a time when she was most vulnerable and had pounced on the opportunity. He had taken unfair advantage of a situation just like the Stevens family had been doing to the Donaldsons for the past three generations.

  She tried to rally her courage while forcing a calm to her anger. “Then I’ll consult my attorney about that.”

  “I have legal counsel on staff. You’ll have to hire an attorney, and it will probably end up costing you more than simply paying the debt your father owes.”

  At that moment his tone reminded her exactly of her ex-fiancé’s overbearing and controlling manner. She fought the urge to lash out at him for trying to manipulate her life and causing all this trouble. Then a realization hit her. Which him was she talking about? Was it her ex-fiancé or Jared Stevens who had earned her recrimination? She pulled her composure together and tried to look at the situation in a logical and dispassionate manner. He was only trying to collect a debt he believed was owed by her father. She tried to convince herself that it didn’t have anything to do with the Stevens–Donaldson feud. He wasn’t trying to control her life or go out of his way to make trouble for her. It was a straightforward business arrangement, nothing more.

  And the enormity of that business nearly overwhelmed her—the amount of money at stake and Gary Parker’s words that it was a legal binding contract and the promissory note was, indeed, long past due. He had told her that Stevens Enterprises had every right to exercise their legal muscle in collecting it. A sinking feeling settled inside her, effectively shoving down whatever fight she had left. She was in a very precarious situation. Being defiant wasn’t going to help matters. She needed to find some sort of cooperative middle ground with Jared Stevens in order to resolve the money situation without putting everything in jeopardy.

  Her voice quavered, her words barely above a whisper as despair filled her. “I can’t afford to pay the debt. There’s no way I can raise that kind of money. I need the proceeds from the estate to pay several other obligations of my father’s.”

  The strong determination had vanished, and in its place Jared saw a vulnerable woman who didn’t seem to know what to do. He had been prepared for Kim’s strong stance. He could handle her anger. He knew he was more than capable of dealing with any business negotiation. But this touched him on a surprisingly personal level, and he wasn’t at all sure how to handle it.

  He allowed his gaze to drift over her features. A tightness pulled across his chest. Yes, indeed—she was an incredibly desirable woman who had definitely heated up his libido.

  He turned on the charm that never failed to produce the desired results, but the words were out of his mouth before he could evaluate where they had come from—words that were as much lustful desire as they were serious.

  “Perhaps we could reach a compromise. According to my attorney, you’re a high school teacher. I’d be willing to let you, uh…” His words trailed off as his libido shoved at him again. He flashed a smile that was as much pure seduction as it was sincere. “To work off the debt.”

  Two

  The shock traveled through Kim’s body, followed by a sharp jab of anger, which was compounded by the lascivious gleam in Jared’s eyes and the unmistakable challenge in his face.

  “You’d what?” A hard edge surrounded her words, combined with her disbelief at what he had said, but she didn’t care and made no effort to hide it.

  “I’d be willing to make arrangements for you to work off the debt this summer while you’re not teaching rather than having to come up with the money from some other source.”

  A hint of a grin tugged at the corners of his mouth, a grin he was obviously trying to suppress. Anger welled inside her. He was playing games with her, baiting her…taunting her. She bristled at his suggestion and its implied meaning, a situation fueled by the sexy twinkle in his eyes. She forced her anger down as she carefully measured her words. “That type of ludicrous line might work on the many women who frequent your bedroom, but I’m most certainly not one of them!”

  “Whoa! Hold on there. I don’t know what you’re assuming,
but what I’m offering is a legitimate way for you to resolve this problem. I need a girl Friday type of person for the summer while I’m here. I usually have one of the secretaries from our corporate offices in San Francisco handle the summer chores, but I’d be willing to allow you to fill that position. And in exchange for that…” His voice trailed off as his gaze slowly drifted across her body, then returned to her face.

  The anger crept into her voice. “And in exchange for that, what? You’re going to forgive twenty thousand dollars plus all the accrued interest?” She threw a skeptical look in his direction. “That’s a lot of money for only three months worth of legitimate work.”

  He stared at her. She felt as if his green eyes were looking right through her. A shiver of trepidation slowly replaced the anger of a moment earlier. Had she gone too far? Had she been out of line in so quickly jumping to interpret his meaning or, more accurately, to possibly have misinterpreted it? She couldn’t afford to be on the receiving end of a lawsuit. She could not allow the situation to disintegrate to the point where he would file a claim against her father’s estate. Good grief, Kim. Why can’t you learn to keep your big mouth shut and your thoughts to yourself?

  “It would be a lot of money if it were actually being paid to someone. I’m looking at the overall picture, the cost to me of bringing someone from the corporate offices. Not only would I need to pay someone a salary while taking them away from their regular duties, I would also need to provide housing for the summer and per diem money since that employee would be away from home on a work assignment. You already have housing here in Otter Crest, and I assume have already made arrangements for whatever money you need to accommodate your bills during the summer.”